REPER NUMISMA · BELGIUM
These Terms & Conditions apply to all consumer sales by Reper Numisma, Belgium.
1. Products
All coins are described and photographed with reasonable professional care. Photographs form part of the description. Historical and pre-owned coins may show wear, cleaning, toning, scratches, striking irregularities or other characteristics consistent with their age and history.
2. Authenticity and Grading
Unless expressly stated otherwise, all coins sold by Reper Numisma are guaranteed genuine. Grades, attributions and certifications issued by third parties such as NGC or PCGS represent the opinion of those independent organisations. Differences in subjective grading or attribution do not in themselves constitute non-conformity where the item supplied corresponds to its description.
3. Prices and Payment
Prices are stated in euro unless otherwise indicated and include applicable taxes where required by law. Any delivery charges are communicated before purchase. Goods remain the property of Reper Numisma until paid in full.
4. Delivery
Reper Numisma remains responsible for goods until they are received by the consumer, except where the consumer independently appoints a carrier not offered by Reper Numisma. International buyers are responsible for applicable customs duties, import taxes and charges.
5. Right of Withdrawal
Consumers purchasing at a distance have a statutory 14-day right of withdrawal where applicable under Belgian and European law. The consumer must notify Reper Numisma within that period and return the goods within the statutory deadline. Return costs are borne by the consumer unless otherwise required by law. The consumer may be liable for any reduction in value caused by handling beyond what is necessary to inspect the goods. Certified coins should therefore be returned in their original holder. Removal or alteration of the holder may result in a reduction in the refundable amount.
6. Bullion and Market-Linked Products
The statutory right of withdrawal does not apply where the price of the goods depends on fluctuations in financial markets outside Reper Numisma’s control, as provided by applicable law. This may apply to precious-metal bullion or investment coins whose selling price is directly linked to prevailing metal-market prices. Where applicable, this will be indicated before purchase. This exception does not automatically apply to numismatic or collectible coins merely because they contain precious metal.
7. Statutory Guarantee
Consumers benefit from the statutory guarantee of conformity under Belgian law. For second-hand goods, the statutory guarantee period is limited to one year from delivery, where this reduction has been validly agreed with the consumer and is permitted by law. Disclosed characteristics, wear or defects forming part of the agreed description of an individual coin do not constitute non-conformity on that basis alone.
8. Investment Value
Coins are sold as numismatic or collectible objects. Information concerning rarity, prices, market value or past auction results does not constitute investment advice. Reper Numisma does not guarantee future market value, resale value or investment returns.
9. Applicable Law
Sales are governed by Belgian law. Consumers retain all mandatory rights granted by applicable Belgian and European consumer legislation, including any mandatory rights arising under the law of their country of residence.
10. Seller
Reper Numisma · Drapstraat 17 · 9220 Hamme · Belgium · BE 1021.818.091